Questions and Answers on Mortality Manager TM Q: Can I use Mortality Manager TM with carriers Second Opinion is not contracted with? A: Yes. Q: How does Second Opinion get paid when the case is placed with a carrier I am contracted with and Second Opinion is not? A: The agent agrees to pay Second Opinion a percentage of his total compensation (commission). Q: Is the fee based on first year only? A: No. Q: Is there a minimum premium? A: The minimum premium is $50,000.00. Q: If the case does not get placed (the agent’s carrier or a carrier contracted by Second Opinion), do I owe any money? A: Yes. If the case is not placed with any carrier, the fee for Mortality Manager services is $750.00. Q: Would a case be eligible for the program if it meets the minimum premium, but is split with another agent? A: Yes, as long as all parties agree to pay their portion of the fee.